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NOTICE OF MORTGAGE FORECLOSURE SALE

Thursday, April 18, 2019 - 6:09pm

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 30, 2015

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,250.00

MORTGAGOR(S): Casey L Hyopponen and Michelle V Hyopponen Husband and Wife as Joint Tenants

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for The Lake Bank, its successors and/or assigns

DATE AND PLACE OF RECORDING:
Recorded: October 07, 2015 Lake County Recorder
Document Number: A000183827

ASSIGNMENTS OF MORTGAGE:
And assigned to: Guild Mortgage Company
Dated: January 29, 2019
Recorded: February 15, 2019 Lake County Recorder
Document Number: A000191358

Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 1011450-7491027855-2
Lender or Broker: The Lake Bank
Residential Mortgage Servicer: Guild Mortgage Company
Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Lake
Property Address: 4151 Bergstrom Rd, Two Harbors, MN 55616-3016
Tax Parcel ID Number: 25-5511-21850

LEGAL DESCRIPTION OF PROPERTY: Parcel One:
The Southwest Quarter of the Southeast Quarter of Section 21 in Township 55 North of Range 11 West of the Fourth Principal Meridian

AND

Parcel TWO:
All that portion of the Southeast Quarter of the Southwest Quarter of Section 21 in Township 55 North, Range 11 West of the Fourth Principal Meridian. Lying east of the right-of-way of the Duluth and Iron Range Railroad Company.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $227,713.96

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 30, 2019 at 10:00 AM

PLACE OF SALE: Sheriff's Main Office, Courthouse Annex, 613 Third Avenue, Two Harbors, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 01, 2020, or the next business day if June 01, 2020 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: April 12, 2019
ASSIGNEE OF MORTGAGEE: Guild Mortgage Company

Wilford, Geske & Cook P.A.
Attorneys for Assignee of Mortgagee
7616 Currell Blvd; Ste 200
Woodbury, MN 55125-2296
(651) 209-3300
File Number: 039221F02

Lake County News Chronicle: April 12, 19, 26, May 3, 10 & 17, 2019 #2742632


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