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NOTICE OF MORTGAGE FORECLOSURE SALE

Thursday, January 10, 2019 - 6:08pm

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:

That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 12, 1999

MORTGAGOR: Michele L. Murdock, a single person

MORTGAGEE: Western Lake Superior Habitat for Humanity, a Minnesota nonprofit corporation, f/k/a Habitat for Humanity-Duluth, Inc.

DATE AND PLACE OF RECORDING: Recorded November 19, 1999, in the office of the County Recorder, as Document No. 139664, Lake County, Minnesota.

TRANSACTION AGENT: None

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: None

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Habitat for Humanity-Duluth, Inc.

RESIDENTIAL MORTGAGE SERVICER: N/A

MORTGAGED PROPERTY ADDRESSES: 226 W 3rd Street, Knife River, Minnesota 55609

TAX PARCEL I.D. NOS: 25-5276-20310 (Lot 31); 25-5276-20320 (Lot 32); 25-5276-20330 (Lot 33); and 25-5276-20340 (Lot 34)

LEGAL DESCRIPTION OF PROPERTY: Lots Thirty-one (31) to Thirty-four (34), inclusive, Block Twenty (20), Townsite of Knife River, Lake County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Lake

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $44,112.58

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $16,977.26

INTEREST RATE AND PER DIEM: Current interest rate is 0.00%, with a per diem of $0.00.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 28, 2019, at 10:00 am.

PLACE OF SALE: Lake County Sheriff's Office, 613 Third Avenue, Two Harbors, Minnesota 55616, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by February 28, 2020, at 11:59 p.m.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: January 7, 2019

MESSERLI & KRAMER P.A.

By: /s/ Michelle R. Jester

Michelle R. Jester (Lic. #247479)

1400 Fifth Street Towers

100 South Fifth Street

Minneapolis, MN 55402-1217

(612) 672-3600

Attorney in Fact for Western Lake Superior Habitat for Humanity

22678-17

IMPORTANT NOTICE

This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

Lake County News Chronicle: Jan. 11, 18, 25, Feb. 1, 8, 15, 2019 #2715674


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