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NOTICE OF MORTGAGE

Thursday, January 31, 2019 - 6:08pm

NOTICE OF MORTGAGE
FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
Date:December 19, 2018
NOTICE IS HEREBY GIVEN THAT:
Default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 2, 2015
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $26,000.00
MORTGAGOR(S): John Harju and Penelope K. Harju, husband and wife
MORTGAGEE: Two Harbors Federal Credit Union
DATE AND PLACE OF FILING: Recorded on November 5, 2015, as Document No. A000184045, in the office of the County Recorder of Lake County, Minnesota.
ASSIGNMENT(S) OF MORTGAGE: None
LEGAL DESCRIPTION OF PROPERTY:
The Southwest Quarter of the Northeast Quarter of Section 36, Township 55 North, Range 11 West of the Fourth Principal Meridian.
COUNTY IN WHICH PROPERTY IS LOCATED: Lake County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $26,334.22
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes including the requisites of Minn. Stat. 580.02;
PURSUANT, to the power of sale contained in said mortgage, the above described property in Lake County will be sold by the Sheriff of Lake County at public auction as follows:
DATE AND TIME OF SALE: February 14, 2019 at 10:00 a.m.
PLACE OF SALE: Lake County Sheriffs Office, 613 Third Avenue, Two Harbors, MN 55616
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor, their personal representatives or assigns is six (6) months from the date of sale, unless reduced to five (5) weeks under Minnesota Statutes, Section 582.032.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30, or the property is not redeemed under section 580.23, the time to vacate the property is 11:59 p.m. on August 14, 2019.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
TWO HARBORS FEDERAL CREDIT UNION

By
Paul A. Loraas, #0249592
Fryberger, Buchanan, Smith
& Frederick, P.A.
302 West Superior Street,
Suite 700
Duluth, Minnesota 55802-1863
(218) 722-0861

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE
FORECLOSURE SALE
FORECLOSURE DATA

(1) Street Address, city and zip code of mortgaged premises: 3783 Highway 2, Two Harbors, MN 55616
(2) Transaction agent (if applicable); residential mortgage servicer; and lender or broker: Two Harbors Federal Credit Union
(3) Tax parcel identification number(s): 25-5511-36130
(4) Transaction Agents mortgage ID number (MERS number): Not applicable
(5) Name of mortgage originator: Two Harbors Federal Credit Union

Lake County News Chronicle: December 28, January 4, 11, 18, 25, February 1, 2019
#2712534