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Thursday, December 6, 2018 - 6:08pm

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 20, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00

MORTGAGOR(S): Michael Lawrence Ulanowski and Karen Jean Ulanowski a/k/a Karen Jean Edward Ulanowski a/k/a Karen Jean Edwards, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Home Town Mortgage, Inc., a Minnesota corporation

DATE AND PLACE OF FILING: Recorded on June 1, 2004 as Document Number A000154779, as modified of record by document recorded November 23, 2016 as Document No. A000186519 in the Office of the County Recorder of Lake County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on May 15, 2015 as Document Number A000182929 in the Office of the County Recorder of Lake County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY: East Half of Northeast Quarter of Northwest Quarter of Southeast Quarter (E1/2 of NE1/4 of NW1/4 of SE1/4), and

North Half of Southeast Quarter of Northwest Quarter of Southeast Quarter (N1/2 of SE1/4 of NW1/4 of SE1/4),

All in Section Thirty-three (33), Township Fifty-three (53) North, Range Eleven (11) West of the Fourth Principal Meridian.

Also known as: 646 Valley RD, Two Harbors, Minnesota 55616.

STREET ADDRESS OF PROPERTY: 646 VALLEY RD, TWO HARBORS, MN 55616-1477

COUNTY IN WHICH PROPERTY IS LOCATED: Lake County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $95,430.97

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR: Home Town Mortgage, Inc., a Minnesota corporation

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 25-5311-33800

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100177700000340885

THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 3, 2019 at 10:00 AM.

PLACE OF SALE: Lake County Sheriff's Office, 613 Third Avenue, Two Harbors, Minnesota.

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. The time allowed by law for redemption by the United States of America or any agency thereof is twelve (12) months from the date of the sale, if applicable.

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 3, 2019.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: October 29, 2018

WELLS FARGO BANK, N.A.

Mortgagee

THE ACADEMY LAW GROUP, P.A.

By: /s/

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

*Corbin C. Smith, Esq.*

Attorneys for Mortgagee

The Academy Professional Building

25 Dale Street North

St. Paul, MN 55102

(651) 209-9760

(18-0724-FC01)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Lake County News Chronicle: Nov. 2, 9, 16, 23, 30 & Dec. 7, 2018 #2696701